





Yes, chemistry is fun and exciting...
..and it’s usually what draws two people together. And in most cases, strong chemistry leads to sex.
So I’d say, read my answer to Kameron in the previous post.

Sincerely,
Jan






Teaching things you don't learn in school!
To break it off with this person, well, that depends on the person.
I’ve been through enough counseling with abusive boyfriends and husbands to know that that will never happen. And I’ve had enough friends go through the same thing. People don't magically change into a whole 'nother person simply because you want them to. This is not new.
Don’t share those plans with anyone!
When you do, that info will always get back to him or her, and he/she will sabotage all of it and could make your life a living hell.
...then it’s a little trickier because you can’t always just find another place to live.
You could tell a school counselor or teacher, but keep in mind that they might feel a need to tell your parents because your parents are the only people who can physically keep this person out of the house and away from you. It sucks if your parents like this person though…so talk this over with the counselor and hopefully, get some good advice as to how to handle this.
You’ll be surprised to learn that almost all adults (usually women) have had to deal with abuse at one time or another, so please don’t ever be scared or embarrassed to tell them. They know.
...then you need to plan. And remember, don’t ever share your plan or intentions with your abuser: this person is NOT to be trusted. They will sabotage you.
Your plan should include:
Get creative…you will find a way to put aside something for your plan.
Again, the most important thing is to keep your plans a secret from all friends until everything is a done deal. You just don’t know who talks to this person. So, depending on how dangerous / violent this person is, I'd also suggest keeping your new location, workplace, and phone number under wraps for as long as possible.
If you're careful you'll come out of this just fine.
Sincerely,
How do you want to live as you get older?
When you start dating someone seriously, this is a topic you need to discuss with each other. It all falls under a discussion you should have about you both manage money (learn about that in the Relationship lesson).
A couple of close friends of mine (we'll call them Fred and Wilma) agreed that they would spend their money as fast as they made it. They didn’t save a dime and didn’t think anything would ever happen to the business they owned. Well, until they were in their early 70’s…and Fred's son (Sam, from a previous marriage) came along and talked Fred into handing the business over to him. They signed a contract and both agreed that Sam would keep Fred on as a consultant at a salary of $10,000 a month. Sweet.
Until Fred didn’t get his first month’s pay.
Turns out that Sam put some kind of loophole in the contract that allowed him to fire his father.
Now Fred & Wilma have no company, no income and no retirement savings at the age of 73.
They called Tom and I for help with their bills. All our extra income was tucked away into our retirement accounts and there was no way we were going to touch that to bail them out, knowing we’d never get it back. And they wouldn’t be able to help us if we ever needed it.
They lost everything, house, cars, motorhome, most of their household goods, everything had to go. And Fred ended up going back to school to get his real estate license and, luckily, they were able to rent a house from a friend of theirs.
Well, at least Fred and Wilma had agreed on how they would manage money.
How do you want to live as you get older?
If both of you are spenders like Fred and Wilma, well, at least you agree. But do you really want to risk being homeless when you get old?
Or if one of you is a spender and one is a saver, this could work. But you must agree on how much goes to savings and not fight about it. Remember, I mentioned that money is in the top three reasons for divorce? This is one of those possible hot buttons.
If both of you are savers, this may work well too. As long as you can agree on how much to save, and when spending a bit for fun stuff is ok, then you’ll be fine.
Regardless on what you decide, you should do some basic math and figure out how much you should save for retirement. That’s explained in my answer to Mauricio's question posted in the Employment lesson.
Sincerely,
Do you or any of your family members work for the companies that make these gas ranges? Guess which companies will be making fewer to no gas ovens/ranges when they are outlawed.
And who’ll be losing their jobs when said companies will have to cut back on employees when this happens? And what happens when they have to shut down alltogether because the only product they made and sold is now outlawed?
Bottm line, anyone who used to work building and selling said ranges is sh** out of luck.
Yes, you are screwed if your range stops working and you have to buy a new one. (We had one blow up on us 3 years after we moved into a brand new house-yikes! This kind of stuff does happen.)
If a home is piped to use natural gas for heating and cooking on a gas range, this home will have to be upgraded. And believe me, this type of construction can’t be easily undone and rebuilt. Not to mention the extreme expense to do so. This isn’t cheap!
For example, my husband and I just had our entire heating and AC system (29 years old) upgraded to heat pumps. In order to pay for this we had to pull $16,000 out of my 401k to pay for this. If we weren’t over a certain age (62) and if we hadn’t saved for 35 years, this wouldn’t have been possible.
The average family just doesn’t have that kind of money laying around.
So what do you do?It appears to me that you, along with millions of other people will be left with… what? No way to bake & cook meals
And don't let politicians try to tell you that they are the "average every day person." Look at their homes and how they live: they're not.
Yep, you guessed it: If there’re less gas ranges to sell, then there’s no need for employees to sell them.
And then those unemployed people have,
Of course there is one other possible solution that could cover the cost of lost sales:
Raise the prices of the products he's still allowed to sell.
If you're anything like me, this may not go over really well the next time you need to buy a replacement stove.
...made by one person in a position of power (the POTUS) can have such a huge impact on so many people?
Not just millionaires but average every day people like you and me who are working our butts off and maybe just making ends meet.
This is an example of how the “economy” works and how we are all affected by decisions made by politicians in Washington.
Understanding how the economy and how it affects you is one of the more important Life After 18. Knowing this allows you to make better informed decisions and choices when you vote.
Your knowledge is your super power!
Jan
Grammar Police Unite! You're gonna love this!
“Weird Al” Yankovic has released a music video for his song “Word Crimes”, a parody of the song “Blurred Lines” by Robin Thicke. The video skewers terrible grammar while obviously spoofing Thicke’s video.
The song is off Yankovic’s new album, Mandatory Fun, which released today. The album is currently available via Amazon.