Know the Language, Understand the Processes, Make Smart Decisions!

My goal is to help teens and young adults to learn what they need to know in order to make smart, well-informed decisions that protect their interests (legal and financial) as they work their way through critical life situations after turning 18.

Our students and parents say...

Kelsi J.

You have opened my eyes to the real world.

Pahrump Valley High School

Tammy Martin (Mom)

This (Perfect Mate) sheet is great for everyone of all ages. We go into love or dating unsure of what we want sometimes even who we are and looking at the categories you are forced to self evaluate what person you are. This would be great to teach a group of DV survivors who they are.

Tammy Martin

Mom

Julia D.

Thank you for taking time out of your day to teach us about the things we need to know. 🙂

Pahrump Valley High School

Alexandra P.

It was good to learn and helpful.

Pahrump Valley High School

Sergeant Jason D. Paul (Dad)

I have seen many people show up to the Fleet in the Marine Corps that would strongly benefit from this book (Shifting to the Business of Life). They often have little to no idea how to conduct themselves as adults in regards to their finances, living arrangements, lines of credit, and their effect on other peoples’ lives. People that are transitioning from high school to the adult world should read this during their student career.

United States Marine Corps

Becker College Admissions Team

You know those reponsibilities you just don’t quite have a grasp on yet? Like filing your W-2 forms, or balancing your checking account, or registering to vote? Well, this book (Life After 18) covers it all. Perfect timing for your first taste of independence – it even touches on tattoos and piercings etiquette in job interviews!

Becker College

Gaylene Thayer (Mom)

My friend, Jan, wrote this book (Life After 18)- for sale on Amazon, blantant plug!LOL! For all my FB friends who have a teenager or young adult, I recomment this as a grad gift or stocking stuffer. Not only is it a good “hint” it’s a lot of sound advice for those about to enter the real world! So proud of you Jan Nast!

Corporate Software Instructor

Jessica G.

I really enjoyed this lecture. Your presentation was really easy to follow and I did not get bored.

Pahrump Valley High School

Riley M.

It was very good. There was a lot of good things that I learned.

Pahrump Valley High School

C. Villarreal (Dad)

You’re doing a great service in helping young folks, and that’s very admirable. Helping young folks make wise and responsible decisions, as well as showing them a path to self-reliance and financial independence is very key.

Casualty Claims & Risk Manager

Haylee M.

She made it easy to understand.
She did great.
Thank you for teaching our class and myself and taking your time out of your day.

Pahrump Valley High School

Shayleen O.

You did amazing! It was a good presentation and would love to hear more!

Pahrump Valley High School

Mycaella A.

I think the presentation was amazingly executed and very informal. Thank you!

Pahrump Valley High School

Emma T.

This was a very good presentation. I learned a lot of useful information. Thank you for presenting. It was really good.

Pahrump Valley High School

Kameron B.

It was fun and engaging. I really enjoyed the class.

Pahrump Valley High School

Agistin L.

You were very good! 🙂
This was very interesting and learned a lot.
Great presentation.

Pahrump Valley High School

Sabrina Reesor (Mom)

I can’t tell you how much I appreciated reading your book (Life After 18)! As I read it, I couldn’t help but think about the people that cross my path. This book needs to be in the hands of EVERY high school graduate! Thank you Jan, for such enlightenment to so many!

Raalty One Group Southwest

Isabella L.

Thank you for coming and talking to us.

Pahrump Valley High School

Laialana H.

Your explaining was perfect. I loved how you included yourself as an example/ shared your experience!

Pahrump Valley High School

Cheryl Owen (Mom)

Girl, you touched on everything that a child needs to know when they graduate! You couldn’t have written a better book (Shifting to the Business of Life)! And I don’t think there’s one out there like this, anywhere.

Trenary, MI

Christopher B.

Did great, very friendly and welcoming.

Pahrump Valley High School

Emma S.

This information was very helpful. I liked her style and the way she spoke to us.

Pahrump Valley High School

Christian B.

It was informal and very well put together. It was fun and easy to remember and digest.

Pahrump Valley High School

Dominic F.

Good! It was nice to come and teach us life tips and allow us to ask questions.

Pahrump Valley High School

Mauricio T.

I think I heard some good advice.

Pahrump Valley High School

See yourself here?

Parents

Mom, Dad, School Taught Them Algebra, But What About Making Real-World Decisions?

Give your teenager the confidence to handle adult responsibilities with classes that teach real-world decision-making, financial wisdom, and legal awareness.

Foster Kids

Aging Out? You Don't Have to Face It Alone

Transitioning out of foster care at 18 takes courage - and you've already shown you have that. What you also need is practical knowledge about the financial and legal decisions that can make or break your independence.

Our classes give you the insider knowledge that others learn from family - how to spot rental scams, understand loan terms, protect yourself legally, and make smart financial choices. You've overcome challenges before, and with the right information, you'll master this transition too.

Veterans

Veterans: Navigate Civilian Life with Confidence

Transition from military structure to civilian independence with confidence. Our classes equip you with tactical knowledge for situations that can impact your financial future and legal standing, including:

* Understanding renter's insurance and why it's essential
* Navigating rental agreements - month-to-month vs. lease contracts
* Making smart car-buying decisions with full knowledge of interest rates and insurance costs
* Protecting your rights and avoiding automatic voter registration surprises.

HR Professionals

HR Professionals: When Employees Thrive, Companies Win

Young employees making poor financial and legal decisions don't just hurt themselves - they bring that stress, distraction, and instability to work. When your newest hires understand contracts, avoid predatory lending, and make smart financial choices, they're focused, stable, and productive.
Our program addresses the real-world knowledge gaps that lead to employee financial stress, absenteeism, and turnover. Invest in your team's foundation for success - employees who aren't drowning in preventable financial problems are employees who can fully contribute to your company's growth.

Don't Learn These Lessons the Expensive Way

One uninformed decision can cost thousands and take years to fix.

A lease signed without understanding the processes.
Car insurance that leaves you paying for damages you thought were covered.
Moving in together without knowing how it affects your credit and legal standing.
Getting married without understanding financial obligations that could impact you for decades.

These aren't small mistakes—they're financial and legal traps that follow you for years. The investment you make in understanding these critical decisions now prevents the much costlier lessons later.

10 Essential Categories Where Smart Decisions Could Save You Time and Money

To help you make consistently good decisions that get positive results every time, we like to help you as quickly and painlessly as possible by providing super simple definitions of terms and processes for these 10 categories of life situations.