Social Media Q & A

FacebooktwitterlinkedinFacebooktwitterlinkedin
Image

All answers are organized by the lesson links below.

If you'd like to learn the details of each answer, click on the corresponding lesson name (or picture) to sign up.


Legal Docs & Contracts
Getting serious when you turn 18

Getting serious when you turn 18
  • When you get a new driver’s license, you have the option to be automatically registered to vote.

True

False


Social Responsibilities
Sex - What's the law got to do with it?

Sex: What's the law got to do with it?
  • If you’re a senior in high school when you turn 18, is it illegal to have sex with your 17 year old girl friend if she’s a senior too?

True

False


Credit Scores & Credit Cards
That crazy thing called "credit"

That crazy thing called "credit"
  • Credit card offers that say “12 months interest free” means you even if you don’t pay it off in 12 months, you still won’t get charged interest.

True

False

  • When you transfer credit card balances from one card to another, there is always a fee of approximately 4% interest on the entire balance

True

False

  • It doesn’t matter if you’re working or not, any bank where you have a checking account is required to give you a credit card.

True

False

  • Debit cards that have Mastercard or Visa symbol on it do not protect you from fraudulent purchases: they don’t have the same protection as a credit card.

True

False


Buying & Selling Cars
Picture yourself driving this!

Picture yourself driving this!
  • When purchasing a car thru a dealership, your car loan financing must be done thru the dealership.

True

False

  • All car warranties will cover tire replacement at 60,000 miles.

True

False

  • When you buy a used car from a private party, the seller is required to offer a 30-day warranty.

True

False

  • When you buy a used car from a dealership, the dealership is required to offer a 30-day warranty.

True

False

  • Leasing a car means you’re renting it month-to-month for a certain period of time, like 3 to 5 years. If you want cancel a lease before that time is up, you will still be responsible for making the remaining payments thru the end of that time period.

True

False


Housing - Moving Out
What's it take to move out & stay out?

What's it take to move out and stay out?
  • There is no difference between leasing an apartment or renting one.

True

False

  • How much notice do you have to give your landlord when you decide to move out of your apartment?

1 Week/ 7 Days, minimum

30 Days

  • Who is responsible for getting electricity service on and off when you move?

The apartment manager

Anyone over 18 can do it for you.

You

FacebooktwitterlinkedinFacebooktwitterlinkedin

You didn’t talk about sex, which is understandable. But,

FacebooktwitterlinkedinFacebooktwitterlinkedin
Submitted by Kameron, a High School student

...it is important for some people. You could help out more if you decide to.

Life After 18-10-Relationships -HappyYoung.Black.Couple

Everyone has different preferences as to what is good or bad sex. I think this is a very important part of the “getting to know you” part of a long term relationship. If you’d like to learn or experiment, all I can say is read a lot of books. And honestly, I’d say trashy novels are a good place to start. 50 Shades of Gray was popular, but only one point of view. Fire Island is an old one with a lot of different points of view. And just about any book with a Fabio-looking guy on the front will give you all kinds of information.

That said, I do have a few pieces of advice:

1. Talk about and agree on birth control.

Unwanted babies, well, that’s not a good situation for you or the unwanted child. I know, because I'm one of them.

2. Sex does NOT mean love no matter how toe curling it is.

And honestly, most girls think it does and most boys see it as a sport. I say most, because my son always equated it with love and he got his heart broken a few times.

So, don’t assume because you have sex with someone, it means you’re in love with each other.

Business of Life_10_Relationships_HappyYoung.AsianCouple

3. You and your partner must agree...

...on what you think is good, bad, or too weird. So you MUST talk with each other. Remember I mentioned, this is one of the three main things that will tear a relationship apart.

4. If the sex is the only good thing in your relationship...

...it is NOT enough to hold that relationship together. Especially if you’re arguing every other minute you’re out of bed.

5. Sex is best kept personal and private...

between you and your partner. It’s NEVER a good idea to talk with all your friends and relatives about your experiences.

Sincerely,

Jan

FacebooktwitterlinkedinFacebooktwitterlinkedin

Can you cover more about the chemistry between people?

FacebooktwitterlinkedinFacebooktwitterlinkedin
Submitted by Lily, a high school student.

Yes, chemistry is fun and exciting...

..and it’s usually what draws two people together. And in most cases, strong chemistry leads to sex.

So I’d say, read my answer to Kameron in the previous post.

Life After 18 - Relationships - Chemistry - Janet M Nast

Sincerely,

Jan

FacebooktwitterlinkedinFacebooktwitterlinkedin

Possibly talk about when partners can be abusive and how to get out of that.

FacebooktwitterlinkedinFacebooktwitterlinkedin
Submitted by a student who's name I won't share in order to protect him/her.

This is scary, and I know because I was in two abusive marriages.

JanetMNast.broken hearted couple

To break it off with this person, well, that depends on the person.

  • One of my abusers was “just” hitting me and controlling who my friends were and where I could go. Surprisingly enough, this one was easier to get out of.
  • The other one was all that and a narcissist. That means he played mind games with me that made me question my sanity. And made our common friends think I was crazy and/or the abuser. So I learned really quick not to trust anyone who might know him, no matter what they say or deny.

First Huge Tip: Don’t every let anyone, including your abuser, try to make you believe your abuser can change.

I’ve been through enough counseling with abusive boyfriends and husbands to know that that will never happen. And I’ve had enough friends go through the same thing. People don't magically change into a whole 'nother person simply because you want them to. This is not new.

Second huge tip: In both cases, when you make plans to leave or break up,

JanetMNast.PC hacker

Don’t share those plans with anyone!

When you do, that info will always get back to him or her, and he/she will sabotage all of it and could make your life a living hell.

If you are a student living at home...

...then it’s a little trickier because you can’t always just find another place to live.

  1. My first thought is to advise you to tell a trusted adult about it. I’d like to think that is a parent…a parent who can keep the abuser from getting into your home and coming after you.

    You could tell a school counselor or teacher, but keep in mind that they might feel a need to tell your parents because your parents are the only people who can physically keep this person out of the house and away from you. It sucks if your parents like this person though…so talk this over with the counselor and hopefully, get some good advice as to how to handle this.

    JanetMNast.Scared kid peeking through his fingers You’ll be surprised to learn that almost all adults (usually women) have had to deal with abuse at one time or another, so please don’t ever be scared or embarrassed to tell them. They know.

  2. Talk to a lawyer or someone in family court about getting a restraining order against this person. It may not physically protect you, but it’s a legal way to discourage this person from coming around you.
  3. If you have a job, let your immediate supervisor know about the situation: show the restraining order.
  4. You might also want to consider a new job and not tell your abuser. You don’t have to tell your old boss where you’re going either: that way they won’t accidently tell your abuser where to find you.
  5. Get a new phone number.
  6. And as much as it can be a pain in the ass, delete/close all your social media accounts. It’s pretty easy to track you even on new accounts…usually accidently through your friends.

If you are married (or living together)...

JanetMNast.Couple ignoring each other

...then you need to plan. And remember, don’t ever share your plan or intentions with your abuser: this person is NOT to be trusted. They will sabotage you.

Your plan should include:

  1. Find another place to live far away from your current home. Staying and changing locks on the doors (to keep them out) seems like a good idea, but, he/she will have a legal advantage if their name is on the deed to the house or a rental agreement. This could lead to a long drawn out legal battle not to mention the physical harassment you will have to deal with from this person 24 hours a day.
  2. Talk to a lawyer or someone in family court about getting a restraining order against this person. It may not physically protect you, but it’s a legal way to discourage this person from coming around you.
  3. Money: figure out how much will it cost you to move out and into a new home?
  4. How will you save that money without your abuser finding out? Open another account in another bank located in another part of town. You don’t want him or her to see you going there.
  5. If you get paid automatically, be sure to let your employer know your new bank and new account number so your pay can go there. (I couldn’t do this because my husband watched our accounts and knew how much I got paid. So I told him I wanted to open a small savings account next to my job so I could cash my checks for gas money easier without asking him. Then, when I worked overtime, I never told him, and I put that extra money into my savings account and gave him what he “knew” I was making.)

    Get creative…you will find a way to put aside something for your plan.

  6. Get a credit card in your name only. This is how you will establish credit without being tied to someone else.
  7. Close any joint credit cards you might have. This will prevent you from having to pay them off if your ex max's them out.
  8. If you own a car together, see if you can’t get a new loan in your own name at another bank without telling him/her. A lot of banks are happy to do a refinance loan without telling the other party.
  9. Find and make copies of all documents that have to do with any joint financial accounts as well as any your partner might have. This includes, but is not limited to: retirement accounts, savings accounts, checking accounts, credit cards, anything on which you are making payments or own together or separately such as a house, condo, cars, tractors, land…anything that has a dollar value and can be sold.
  10. Store your copies in a safe place out of your current home. Maybe with a trusted friend or relative.
  11. If you are married, then talk to either a lawyer or paralegal about filing for a legal separation. A legal separation will protect you from being responsible for any new debt this person may run up simple because they are angry. That can ruin your credit in a heartbeat and it will stick with you for seven long years.
  12. This is the hardest step ever: Be as nice as you possibly can stand to be as long as it takes you to get away. You don’t want them to suspect you are planning anything: If they do, they can and will sabotage it and you could be stuck there even longer.

I'm sorry for anyone who has to go through this...

JanetMNast.Man looking over woman's shoulder

Again, the most important thing is to keep your plans a secret from all friends until everything is a done deal. You just don’t know who talks to this person. So, depending on how dangerous / violent this person is, I'd also suggest keeping your new location, workplace, and phone number under wraps for as long as possible.

If you're careful you'll come out of this just fine.

Sincerely,

Jan

FacebooktwitterlinkedinFacebooktwitterlinkedin