• What are credit scores? Does everyone get one?
• Who cares? (A very good question!)
• How do you get or “build” credit?

What about Credit Cards:

• How do they work?
• How do you get them?

Learn all this and more in the Credit Scores and Credit Cards lesson of this Life After 18 course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

When you complete this module, you’ll be a lot more familiar with:

• Social Security Numbers: Do you really need one? How do you get it?
• A driver’s license? Is it really that important? How do you get one?
• Passports: Isn’t a driver’s license enough? Do you need to have a driver’s license to get one? How do you get it?
• Identity theft: What is it and how does it happen?
• It’s not just you, all contracts are confusing!

Learn all about these things and more in the Legal Docs and Contracts lesson of this Life After 18 course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

Just so you don’t look clueless in an interview, here’re three things you should know:

• The difference between a part-time and full-time job
• Minimum wage and how much is it in your town?
• Hourly pay vs. a salary

You’ll also learn what you can do to be THE candidate, not just one blending in with a million candidates:

• Tips for making the best first impression ever!
• How to be better prepared for any interview, for any type of job.
• Some things you should say,
• And some things you shouldn’t.

And what happens when your working career is over?

Should you assume you’ll just automatically have plenty of money to live on when you’re 65?

Let’s get you prepared with some easy tasks so you can be sure you’re not gonna be one of those old people living on the street. After all,

• Not everyone gets a Pension,
• And you may not get to collect Social Security.

Learn all the details about these things and more in the Employment and Retirement lesson of this Life After 18 course.

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

My mom and dad used to tell me there are two guarantees in life: Death and Taxes. YUK!
While death is pretty straight forward, taxes can be the most complicated thing you’ll ever have to deal with while you’re alive.

Here are a few things I can tell you about taxes:

• Where the government get’s it’s money
• W-2 Forms
• Filing your Returns
• Tax Deductions; Good, Bad, or Ugly

Learn about all these things and more in the Income Taxes lesson of this Life After 18 course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

• Which do you think you need: A checking account or a savings account?
• Do you know the difference?
• And what’s the deal with on-line banking? Is it a good thing or a bad thing?
• Do you really need to balance your checking account? (We’ll talk about that and what could happen when you don’t.)
• Where does budgeting fit in to your world, and oh, who gets your money when you die?

Learn all this and more in the Banking lesson of this Life After 18 course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

You’re gonna have light bulbs going off like crazy in your head when you start going through this module! Think of all those commercials that you hear all the time saying these things:

• No Interest for 24 Months! (Is this a good thing or a bad thing? Hmmm…)
• Balance Transfers on Credit Cards (Do some quick easy math and see if this is a good idea.)
• Deferred Interest (What the heck does that mean?)

And all these lead up to something called the “cost of the loan.” Yikes!

You’ll learn all this and more in the Interest lesson of this Life After 18 Course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

So many people get ripped off when buying their first car. I’d hate to see that happen to you, so if you’re afraid you might not memorize all this stuff, remember the three most important tips that’ll help get you through the process:

1. Take a friend with you.
2. Read the contracts.
3. Don’t ever be afraid to ask questions.

You’ll always be in a better and more powerful bargaining position though, when you’re familiar with as many terms and processes as possible.

Here’re a few more:

• The Kelly Blue Book
• The “Sticker Price”
• The difference between leasing, financing and interest rates
• Dealer warranties
• Registration and Transferring Ownership

Learn all this and more in the Buying and Selling Cars lesson of this Life After 18 Course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

After you complete this module you’ll know more than you every imagined about moving out! Here’re a few of the topics that’ll you’ll be digging into:

• Buying a House
• Renting an Apartment or House
• Moving & All Those Expenses
• What all does “Living Expenses” include? It’s not just about feeding yourself!

Learn all this and more in the Housing: Moving Out lesson of this Life After 18 Course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

You’re gonna have light bulbs going off like crazy in your head when you start going through this module! Think of all those commercials that you hear all the time saying these things:

• No Interest for 24 Months! (Is this a good thing or a bad thing? Hmmm…)
• Balance Transfers on Credit Cards (Do some quick easy math and see if this is a good idea.)
• Deferred Interest (What the heck does that mean?)

And all these lead up to something called the “cost of the loan.” Yikes!

You’ll learn all this and more in the Interest lesson of this Life After 18 Course!

Review the Interest lesson now.

My mom and dad used to tell me there are two guarantees in life: Death and Taxes. YUK!
While death is pretty straight forward, taxes can be the most complicated thing you’ll ever have to deal with while you’re alive.

Here are a few things I can tell you about taxes:

• Where the government get’s it’s money
• W-2 Forms
• Filing your Returns
• Tax Deductions; Good, Bad, or Ugly

Learn about all these things and more in the Income Taxes lesson of this Life After 18 course!

Review the Income Taxes lesson now.

Everyone who’s been in any one of these kinds of long-term relationships knows all this stuff, but it sure sucks that no one tells you about it before you’re walking down the aisle!

You may be shocked to learn there’re more legal entanglements, than not. Learn the truth about:

• One of the best ways to learn how to determine good long-term matches/partners
• Things you should consider before moving in together
• Relationship Agreements: Yes or No?
• Marriage Licenses
• The Wedding
• Changing Your Name: Social Security Card & Driver’s License
• How this all ties into that nasty thing called Divorce: the financial entanglements

Learn all this and more in the Long-Term Relationships lesson of this Life After 18 Course!

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

Can it really be illegal?

• The short answer is YES! And you need to know why so you can avoid the embarrassment of getting arrested for it.

You’ll also learn,

• Who’s considered an “officer of the law?”
• Two extremely critical behaviors you should know about any time you find yourself face-to-face with a cop (traffic stops; holiday DUI checkpoints; wrong place, wrong time).
• The possible consequences of screwing this up.

And of course, some topics about what old people like to call your “civic responsibility:”

• The importance of voting.
• How jury duty works plus how and why you get called for it.

Learn the details about these things and more in the Social Responsibilities lesson of this Life After 18 course.

Yes, I’m ready to learn some life skills that’ll lead me to successful outcomes!

Whether you’re looking to save time and money by increasing your productivity, or you’re learning a new skill for the first time, I am committed to helping you to move forward in your personal and/or professional life

These courses will help you to develop the right mix of business skills for which almost all employers are looking.

Getting Comfortable with Your Computer:

• PC Basics 101: Getting Started
• PC Basics 102: Windows
• PC Basics 103:Managing Your Files

MS PowerPoint

• 101: Getting Started
• 102: Word Art, Clip Art and Drawing Tools
• 103: Templates and Master Slides
• 104: Charting and Tables

MS Word

• 101: Getting Started
• 102: Styles and Templates
• 103: Tables and Columns
• 104: Document Formatting and Graphics
• 105: Outlining Features
• 106: Sharing, Cross Referencing and Advanced Editing Tools
• 107: Mail Merge

MS Excel

• 101: Formatting and Formulas
• 102: Basic Charting
• 103: Advanced Formulas
• 104: Working with Mulitple Sheets
• 105: Database Functions

Mastering Zoom

Click here to see more detailed desriptions for each class.

• What are credit scores? Does everyone get one?
• Who cares? (A very good question!)
• How do you get or “build” credit?

What about Credit Cards:

• How do they work?
• How do you get them?

Learn all this and more in the Credit module of the Life After 18 course!

Review the Credit Scores & Credit Cards lesson now.